How to Move Out of Your Parents’ House
Flying the nest can be exciting, emotional and also scary for many children wanting to leave home. But your parents are feeling exactly the same, so it’s important the situation is handled with care and determination to ensure a smooth transition from your childhood home to your very own house. Here are just a few things to think about before you leave home and throughout the process.
Communicate with your parents
It’s important that you tell your parents, relatively early on, that you’re wanting to move out. This way, they’ll have time to process the revelation. Handle the situation sensitively too, they’ll be sad that you’ve decided to leave, but explain why, where and that you’ll always come home for that delectable Sunday roast.
Develop a moving out strategy
Having a plan before you move out is a sensible idea. To make things easier, and to keep your parents happy, draw up a plan together. This way, something is agreed upon that everyone is comfortable and content with. It would also be a good idea to include a deadline. Choose a realistic date to move out on and work towards that, see it as an exciting goal rather than a dreaded deadline.
Establish a good credit score
A credit score is something which can be used to determine the likelihood of you paying back money that’s lent to you. Whether you’re looking to get a mortgage or rent a house, banks and landlords can use it to determine whether you’re responsible enough with your money to make monthly payments on time.
This can make all the difference between you being approved for a mortgage or being accepted to rent a house. Work up your credit score while living at home, especially while you don’t have many outgoings. Don’t spend beyond your means. Cancel membership you’re not using it, avoid ‘buy now, pay later’ schemes, stay out of your overdraft and pay your mobile phone bill on time.
Start saving now
While you’re still living with your parents, you won’t have many significant financial outgoings, so it’s a good idea to put away what you’re saving on utility bills and rent.
But perhaps discuss the possibility of giving your parents board as a compromise for sticking around a little longer. While paying your parents to live at home may seem counterintuitive, you won’t be paying nearly as much as you would if you were paying rent and general household bills.
Determine a budget
Hidden costs are notorious for giving first time buyers nasty surprises, so your job is to find out what they are and how much it will set you back by.
Solicitor fees or mortgage broker advice (depending on where you go for it) can be very costly. Council tax and home insurance are factors which will eventually add up. Get some quotes for these things, including utilities, and add them up. Check the total against your monthly salary after tax and determine if you earn enough to pay for all of those things, plus the general cost of living in that area.
Once you have a general figure in mind, you can either stay at home and continue to save money, or if you can financially afford to leave home, then do so, but don’t spend beyond your means. Budget money for food, social events and gym memberships for instance.
De-cluttering and packing up
Go through your belongings and make a pile of things to keep, donate or sell. The less you have, the easier it will be to move and then unpack at the other end. Also, selling some bits and pieces could benefit you financially.
Neatly pack your things into boxes and label them so you know what’s in each box. It will also be handy to pack a ‘moving in day’ box, filled with everything you’d need for a night in your new home. Often, people pack toilet roll, a toothbrush, toiletries, a change of clothes, cutlery and a couple of plates. You could even throw some snacks in if you get peckish.
Sort out the boring stuff
This is perhaps the least exciting part of moving into a new home. Setting up utility bills isn’t exactly riveting, but it’s necessary and important that they’re set up before you move into the house. Let them know the date you’ll be moving in and everything should be set up from then. It’s recommended that you locate the gas and electric meters before you unpack and note down the readings on the day you move in.
The next thing is to inform the relevant people that your address has changed. This could be anyone from friends and family to your doctor or dentist. You can look up checklists of people you should notify about your change of address for peace of mind.
Darvills of Leeds are removals experts who can help you move swiftly and smoothly into your new home. Our skilled and experienced team also handle your belongings with care. We offer a professional packing service too, should you want expert assistance. We can accomodate all kinds of relocations, including domestic, international and commercial moves. Get in touch with our friendly team today for more information or to make general enquiries – we regularly serve customers throughout Leeds and the surrounding regions.